Annapolis, MD sits on the western shore of the Chesapeake Bay at the mouth of the Severn River. The city serves as the state capital of Maryland and is home to the United States Naval Academy.

Around 40,000 residents live in the city proper, experiencing four distinct seasons with hot, humid summers and mild winters. Buyers researching the area often focus on the waterfront lifestyle and the proximity to major employment centers across the region.

Current Home Prices and Property Types

In the spring of 2026, the median home price in Annapolis, MD ranges between $618,000 and $665,000. Low inventory levels mean buyers searching for specific property types should establish a clear budget strategy early in the process.

The housing stock varies depending on the neighborhood. The historic downtown area features rowhouses dating back to the 1760s, while locations further out offer single-family homes with private docks.

Buyers looking at condominiums or planned communities should factor homeowner association (HOA) dues into their monthly carrying costs. These fees cover shared amenities and exterior maintenance, directly impacting debt-to-income ratios during mortgage underwriting.

MD

Annapolis

Average Sales Price
$1,187,831
Median Sales Price
$725,000
Total Listings
465
Population Data provided by Attom Data
93,002

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Occupancy
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Listing Detail

Attributes Average Median
Bathrooms 3.1 3
Bedrooms 3.27 3
Year Built 1981 1987
Lot Size 160,213 Sqft 8,290 Sqft
Taxes $12,186 $6,786
PROPERTIESSCHOOLSBUSINESS
There are 553 listings nearby
School and business data provided by Attom Data.

Driving Distances to Major Employment Hubs

The commute from Annapolis, MD to Washington, D.C. covers about 35 miles via US-50. During typical morning traffic, this drive takes 40 to 45 minutes for workers heading into the capital.

Baltimore is roughly 30 miles north, and drivers usually take I-97 to make the trip in 30 to 40 minutes. Fort Meade is even closer, sitting just 20 miles away, which translates to a 20- to 35-minute drive via MD-32.

Commuters who prefer not to drive have access to regional transit options. Several commuter bus lines run directly from the Annapolis area into Washington, D.C., offering an alternative to standard highway driving.

Transit Options and Daily Commuting

Downtown Annapolis, MD features a grid of streets designed well before modern automobiles. Main Street and West Street form the core commercial corridors, offering pedestrian-friendly sidewalks and crosswalks.

The city operates a local shuttle service to connect major parking garages with the historic district. This reduces the need to find street parking during peak summer months when the area sees higher foot traffic.

Residents traveling between the historic district and Eastport often use the Spa Creek Bridge. This pedestrian-friendly route allows locals to walk over the bridge rather than driving between the two peninsulas.

Commute Score

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Temperature (°F)
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demographics

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Population

93K
93K in 2020

Density

1.6K
per square mile

Households

36.8K
26% with children

Gender

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Education

6% Associate
27% Bachelor
24% Graduate
18% High School
Age Median:

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Employment

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Education Districts and Healthcare Access

Public education in the city falls under the jurisdiction of the Anne Arundel County Public Schools district. This district manages the elementary, middle, and high schools serving the local population.

Medical care is centered around Luminis Health Anne Arundel Medical Center, located on Medical Parkway. This facility provides emergency services, specialized care, and routine medical support for the surrounding region.

For out-of-state travel or visiting specialists, Baltimore/Washington International Airport (BWI) is the closest major transit hub. The airport is roughly a 30-minute drive from downtown Annapolis, MD, depending on traffic conditions.

Outdoor Recreation and Water Access

The geography of Annapolis, MD centers around the water, with the Severn River and Spa Creek shaping the local boundaries. Access to the Chesapeake Bay influences both property values and local recreation habits.

Water-privileged neighborhoods often feature community boat slips, private marinas, and kayak launches. For those without private waterfront access, the city maintains several public parks and facilities.

  • Quiet Waters Park: Offers miles of paved walking trails, an ice-skating rink in the winter, and designated dog parks.
  • Truxtun Park: Features a public boat launch, tennis courts, and a newly renovated municipal pool.
  • Sandy Point State Park: Located near the Bay Bridge, providing public beach access and fishing piers on the Chesapeake Bay.

Food and Dining on the Waterfront

The culinary scene in Annapolis, MD draws directly from its proximity to the Chesapeake Bay. Local menus consistently feature blue crab, fresh oysters, and rockfish caught in regional waters.

Many dining venues sit directly along City Dock and Dock Street, providing views of the narrow waterway known locally as Ego Alley. Diners can watch sailboats and luxury yachts maneuver through the channel while eating.

Establishments like Boatyard Bar & Grill in Eastport serve traditional crab cakes and crab dip. Further inland, places like Vin 909 offer wine bar experiences and wood-fired pizzas, rounding out the local food options.

Frequently Asked Questions About Moving to Annapolis

What are the property taxes like in Annapolis?

Anne Arundel County assesses property taxes based on the home's evaluated value, and buyers should review the specific millage rates for the current year. Buyers must also account for state and county transfer taxes when calculating closing costs. These figures vary depending on whether the buyer is a first-time Maryland homeowner.

What is the nickname for Annapolis?

What is the crime data for Anne Arundel County?

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